Nearly four years ago a Melbourne, Florida resident in foreclosure left town for the weekend. Although her home was in foreclosure she continued to live there and run her home based business from the property. When she arrived home after the weekend away, the lock on her front door had been changed. A field service agent sent by her loan servicer had broke in the back door, changed the lock on her front door, and left his business card. When she found her front door locked she went around to the back of the house where she found her broken in back door left wide open. When she went inside she found that many of her possessions were gone.
The homeowner called the police and a police report was filed. The police did not arrest anyone and told her that because she was in foreclosure this was a “civil” matter. Our client did not know if the field service agent took her belongings or merely enabled some other person to take her stuff by leaving the back door unlocked.
The home owner took pictures of her home after the break-in to show that the property was in good repair and could not have been mistaken for an abandoned property. She asked several different lawyers in the Space Coast to take her case. Every attorney she spoke to told her the same thing: that her damages (about $6,000.00 of lost property) were to small and she had no proof that the field service agent left the back door open or took her property. One lawyer told her “Perhaps the field service agent broke into the property, changed the locks, and locked all the doors and then a thief broke in and left the back door open.”